New Year’s Eve is quickly approaching, but before you watch the ball drop and usher in 2019, make sure you’ve sent out those charitable donation checks. It has been almost a year since President Trump signed the Tax Cuts and Jobs Act into law. As many of us know, the new law significantly limits itemized […]
The holiday season is traditionally a time to thank those who provide us with services throughout the year. However, determining who to tip can be confusing — each of us has a different idea about what constitutes good service and how that service should be recognized. While there are no hard and fast rules regarding […]
We are pleased to announce JDJ Family Office Services has been named as a finalist for the 2019 Family Wealth Report Awards in two categories: Concierge/Specialist Service Firm Property, Household and Travel Showcasing ‘best of breed’ providers in the global private banking, wealth management, and trusted advisor communities, the awards recognize companies, teams and individuals […]
At age 18, your children are now legal adults, and have the legal right to control their lives. If anything serious happens to them, such as a sickness or disability, your power to act on their behalf or get access to financial and medical information will be severely hampered, if not become impossible, without a […]
If you are contemplating the purchase of a yacht, or perhaps already own one, there are several important factors to consider to help mitigate risk and protect against loss. Do you have an Agreed Value insurance policy? When your policy is written, both the insurance company, and the owner will agree on the value of […]
The holiday season is traditionally a time to thank those who provide us with services throughout the year. Determining who to tip can be confusing — each of us has a different idea about what constitutes good service and how that service should be recognized. While there are no hard and fast rules regarding what […]
Creating and implementing an estate plan is an important step to ensure that whatever you owned in life is passed on after your death in accord with your wishes (and not those of the state). It is prudent to work with your estate attorney, tax accountant, and financial advisor to plan strategically and determine the […]
We recommend that our clients conduct an annual insurance review with their broker or agent, to be sure they are properly covered against a variety of risks. Particularly, families of high net worth should consider an excess liability (or umbrella) policy, which pays for judgments and defense costs for incidents which occur where the individual […]
The recent “WannaCry”cyber attack resulted in ransomware being downloaded onto computers in more than 150 countries, disrupting systems and affecting hundreds of thousands of users. This incident is just the latest reminder of the level of sophistication, the impact, and the ubiquity of cyber crime. For most of us, going completely off the grid is […]
In May 2016, the Massachusetts Legislature, in constitutional convention, adopted an amendment to the state constitution authorizing a 4% surtax on personal income in excess of $1 million. In order for this amendment to be added to the constitution, it must be adopted by another constitutional convention in May 2017 and then it needs […]
